Loan Details

  • Loan Size: Up to $40,000

  • Loan time: One year in maturity (exceptions can be made on case-by-case basis)

  • Interest Rate: Generally, the interest rates vary between 5-8% (exceptions can be made on case-by-case basis)

  • Loan Type: Term loan (GII can consider offer revolving loan facility but there are limitations put on the maximum number of withdrawal and minimum amount of withdrawal)

Loan Terms

Eligiblity Criteria

  • Incorporated in the U.S. and must have an established office within 50 miles from Atlanta

  • Must have been in operation for at least one year at the commencement of the due diligence period

  • Must have evidence of successful previous borrowing and/or grant experience 

  • Creditworthiness acceptable to the GII Executive Board and Investment Committee

  • Defined social impact goal to which the loan will directly contribute

Your Organization's Journey From Application to Loan Disbursement

Step II

Step III

Step IV

Step I

Shortlist announced at end of Feb

Due diligence takes about 4-6 weeks (Feb - March)

Loan approval announced in April 1st week and loan disbursed by June

Organizations shortlisted for the next round: From the pool of applicants, few organizations are selected for the next round of due diligence

Due diligence: During the due diligence phase, organizations are asked to submit key documents such as financial statements, ownership structure, existing debt terms, etc. Then, we setup an interview with the executive team from the organization to determine if GII is a good fit for the company

Loan approval and disbursement: At the end of the due diligence process, loan is approved for one organization. After the loan approval, GII works with the organization to draw up the loan terms and disburses the loan by the end of April/ May

Application open from Sep- Feb 

Apply through GII website: Interested organizations are invited to apply on the GII website

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